InsureMO is an infrastructure or middle office platform specific for insurance industry. The customers include insurers, brokers, MGAs, agencies, insurance affinity ecosystem players such as ecommerce, mobility/car maker/car dealership, payment and all vertical industries can have insurance businesses. The platform has thousands atomic APIs, 17,500+ products, and 8,700+ channel partners, processing more than USD 25 billion in gross written premium annually.

How is InsureMO different from low-code/no-code platforms?

LCNC platforms are general-purpose application builders. They are not built for insurance. InsureMO is. Our platform comes pre-loaded with insurance domain intelligence — product structures, regulatory constructs, distribution models, and claims workflows — meaning you are not starting from scratch. We also go further: InsureMO's APIs are designed to be consumed by AI coding agents (like Cursor, GitHub Copilot, and Claude Code), making us the only platform purpose-built for the agentic AI era of insurance. LCNC tools build applications. InsureMO orchestrates insurance operations.

Where are you based and who are your customers?

InsureMO is headquartered in Singapore with offices across Asia Pacific, EMEA, and the Americas. Our customers include leading insurers, brokers, MGAs, and technology partners worldwide.

InsureMO PlatformOverview

InsureMO: API, Data, AI

AI ready and ecosystem friendly infrastructure platform

InsureMO is an infrastructure platform built for the AI and connected era of insurance.

It offers three key pillars: Insurance API Platform, Insurance Data Platform, and Insurance AI Platform, to enable insurance operation and innovations at speed and at scale.

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Insurance API Platform

AI Ready and Ecosystem Friendly

AI coding, or agentic engineering in general, is here and any general-purpose user interface and workflow will be AI coded from now on. To make insurance transaction software work, the deep domain insurance APIs are needed. These APIs need to be AI ready or AI friendly. Traditional monolithic core systems cannot provide these APIs.

Connecting insurance into any businesses with relevant insurance needs is also becoming the norm. Again, to enable fast and scalable partnership, deep domain insurance APIs are needed. These APIs need to be ecosystem friendly so that insurers, partners can consume them at speed and scale, without heavy IT projects.

InsureMO API Platform Solves These Challenges by:

Atomic microservice APIs for elemental insurance transactions

Business APIs orchestrated based on atomic APIs using iComposer

Read our article: Your PAS Has APIs. They're Not AI-Ready. to have a deeper dive in this topic.

Why InsureMO API are AI Ready and Ecosystem Friendly?

InsureMO provides thousands of atomic APIs that are fine-grained, stable and cover all insurance domains with clear context for AI to understand and use.

Based on these atomic APIs, business users and technical users can easily modify and create new business APIs and conduct real-time deployment and testing.

This stable and reliable architecture will prevent LLMs from making arbitrary architecture changes.

Learn more about Insurance API Platform

Insurance Data Platform

InsureMO Data Model and Insurance Data Ocean for Data Consolidation

Insurance data has long been trapped inside various applications — policy, claims, and billing systems each siloed, never designed to share. When core modernization happens, barely five percent of data gets migrated; the rest, carrying decades of context and history, is abandoned.

The result: enormous data volumes, minimal reuse, and an infrastructure that actively slows analytics, AI, and innovation rather than enabling them.

The real problem isn't too little data — it is about the data quality and data consolidation.

InsureMO Data Model and Insurance Data Ocean Solve the Challenges by:

Consolidation of data from all applications into single Insurance Data Ocean

InsureMO Data Model for general, life, and health insurance data

InsureMO DataMO for domain-optimized data ops

InsureMO Data Mapping Agents for mapping data from various core systems

Learn more about Insurance Data Platform

Insurance AI Platform

Enablement Infrastructure for Insurance AI Innovation

Generic AI struggle with complex insurance data, strict compliance, and nuanced domain logic. InsureMO AI Platform provides the domain-aware agents, structured knowledge, and enterprise governance you need to move AI from proof-of-concept to production safely and quickly.