# insureMO

> insureMO is the world's largest insurance middle office platform, connecting insurers, distributors, and ecosystems across 30+ countries with 17,500+ products and thousands of atomic APIs.

insureMO provides a Platform-as-a-Service (PaaS) for the insurance industry, enabling digital transformation through microservices-based, API-first, cloud-native, and headless (MACH) architecture. Founded in 2000 with the mission to "simplify insurance," insureMO serves 300+ insurers and thousands of agents, brokers, and ecosystem players globally.

## Platform

- [Platform Overview](/en/platform): insureMO Platform — API, Data, AI three-pillar architecture for insurance modernization
- [API Platform](/en/platform/api-platform): Atomic insurance APIs, business orchestration via iComposer, AI-ready architecture
- [Data Platform (DataMO)](/en/platform/data-platform): Unified insurance data layer — Insurance Data Ocean, governance, AI-ready context
- [AI Platform](/en/platform/ai-platform): Insurance-specific AI agents — domain knowledge, orchestration, governed by design
- [Digital Insurance Product Library (DIPL)](/en/platform/api-platform/digital-insurance-product-library): 17,500+ pre-built insurance products, components, and product models
- [Insurance APIs](/en/platform/api-platform/insurance-apis): APIs for general, life, health, commercial, group, and micro insurance
- [Non-Insurance APIs](/en/platform/api-platform/non-insurance-apis): Workflow, document generation, communications, payment services
- [Utility & AI Admin](/en/platform/api-platform/utility-ai): Product configuration tools, DevOps, and API management

## Use Cases

- [Core Modernization](/en/core-modernization): Modernize legacy core systems with lower risk and cost
- [Digital Distribution & Connectivity](/en/digital-distribution-and-connectivity): Connect any product to any digital distribution channel
- [Connected Insurance for Ecosystems](/en/channels): Insurance solutions for vertical markets (travel, auto, health, fintech)
- [ISO ERC Enablement](/en/iso-erc-enablement): ISO Electronic Rating Content 2.0 integration for U.S. market

## Partners

### Directories
- [App Partners](/en/app-partners): 20+ technology partners offering insurance applications (Unqork, Appian, Pega, Newgen, CoverGo, etc.)
- [Service Partners](/en/service-partners): 14+ consulting and implementation partners (Deloitte, NTT DATA, Cognizant, Infosys, etc.)

### Featured App Partners
- [Unqork](/en/partner/unqork): No-code enterprise application platform for insurance
- [Appian](/en/partner/appian): Low-code automation platform for end-to-end insurance workflows
- [Pega](/en/partner/pega): BPM and customer engagement platform for insurance operations
- [Newgen](/en/partner/newgen): Low-code platform for content services and process automation
- [OutSystems](/en/partner/outsystems): Enterprise low-code platform for digital insurance products
- [CoverGo](/en/partner/covergo): No-code insurance platform for product configuration and distribution
- [ServiceNow](/en/partner/servicenow): Workflow automation platform for insurance operations

### Featured Service Partners
- [Deloitte](/en/partner/deloitte): Global consulting and digital transformation partner for insurance
- [NTT DATA](/en/partner/ntt-data): Global IT services partner with deep insurance domain expertise
- [Cognizant](/en/partner/cognizant): IT services and digital strategy partner for insurance modernization

## Resources

### Listings
- [News](/en/news): Latest press releases and company updates
- [Events](/en/events): Industry conferences and insureMO events
- [Videos](/en/videos): Product demos, customer stories, and webinars
- [Case Studies](/en/case-studies): Customer success stories
- [Whitepapers](/en/whitepapers): Industry research and thought leadership
- [API Documentation](https://docs.insuremo.com/): Technical API reference

### Featured News
- [insureMO Expands Partner Ecosystem with Upsure's Core Insurance Suite](/en/news/insuremo-expands-partner-ecosystem-with-upsures-core-insurance-suite) (April 2026)
- [insureMO and DICEUS Partner to Accelerate Insurance Modernization Across Europe, Middle East, and Asia-Pacific](/en/news/insuremo-and-diceus-partner-to-accelerate-insurance-modernization) (April 2026)
- [Smart IMS and insureMO: Accelerating Insurance Innovation](/en/news/smart-ims-and-insuremo-accelerating-insurance-innovation) (March 2026)
- [insureMO Celebrated in the 2024 INSURTECH100 List](/en/news/insuremo-celebrated-in-the-2024-insurtech100-list)
- [insureMO and Unqork Join Hands to Revolutionize Insurance Application Development](/en/news/insuremo-and-unqork-join-hands-to-revolutionize-the-way-global-insurance-industry-builds-applications)
- [MoneyHero Group Partners with insureMO to Expand Digital Insurance Access in the Philippines](/en/news/moneyhero-group-partners-with-insuremo-to-expand-digital-insurance-access-in-the-philippines)
- [insureMO and Digile Launch Insurance Modernization Accelerator Built on ServiceNow](/en/news/insuremo-and-digile-launch-insurance-modernization-accelerator-built-on-servicenow)
- [Yalla Compare Partners with insureMO to Power Digital Insurance Innovation in the UAE](/en/news/yalla-compare-partners-with-insuremo-to-power-digital-insurance-innovation-in-the-uae)

### Case Studies (full set)
- [Aegon Life — Scalable, Agile Digital Insurance Platform](/en/case-studies/case-study-aegon): Six-week eCommerce launch via Headless Manufacturer architecture
- [India's Largest Private Insurer — Faster Time-to-Market](/en/case-studies/case-study-indias-largest-insurer): Microservices-based architecture for digital channel onboarding
- [A Leading Japanese Bank — Bancassurance Integration](/en/case-studies/case-study-bank-japan): Digital insurance integration for bancassurance distribution
- [Bancassurance Modernization](/en/case-studies/case-study-bancassurance): Bank-led digital insurance distribution success
- [CRED — Embedded Insurance Loyalty](/en/case-studies/case-study-cred): Leveraging insureMO to expand offerings and drive customer loyalty
- [insureMO DevOps — Client Success Stories](/en/case-studies/case-study-devops): DevOps practices for insurance platform delivery

### Whitepapers (full set)
- [Rethinking Legacy Systems for an AI-Driven Future](/en/whitepapers/whitepaper-rethinking-legacy-systems-for-an-ai-driven-future): How insurers prepare core systems for AI integration
- [Embedded Insurance 2.0](/en/whitepapers/whitepaper-embedded-insurance-2-0): Next-generation embedded insurance models and tech stack
- [Core Modernisation Without Replacement](/en/whitepapers/whitepaper-core-modernisation-without-replacement): Revitalize policy administration without rip-and-replace
- [Unlocking Efficiency: Externalized Insurance Rating Engines](/en/whitepapers/insuremo-whitepaper-spock-unlocking-efficiency-externalized-insurance-rating-engines): Standalone rating engine architecture (SPOCK)
- [The Case for a Headless Middle Office for Insurance](/en/whitepapers/whitepaper-the-case-for-a-headless-middle-office-for-the-insurance-industry): Architecture rationale for decoupled insurance platforms
- [Future of Bancassurance Asia: Digital Opportunity](/en/whitepapers/future-of-bancassurance-asia-digital-opportunity): Asian bancassurance market digital playbook
- [Beyond the Core](/en/whitepapers/beyond-the-core): Modernization strategies that go beyond core system replacement

## Company

- [About insureMO](/en/about): Company background, mission, and leadership
- [Contact & Global Offices](/en/contact-insuremo-worldwide-offices): Tokyo, Singapore, Sydney, Mumbai, London, Zurich, Chicago, Sao Paulo
- [Book a Demo](/en/book-a-demo): Schedule a platform demonstration

## Legal

- [General Terms and Conditions (GTC)](/en/legal-general-terms-and-conditions): Standard contractual terms for insureMO services
- [Data Processing Addendum (DPA)](/en/global-data-protection-addendum): GDPR-compliant data processing terms (Version 2.0, April 2025)
- [Privacy Policy](/en/privacy-policy): How insureMO handles personal data
- [Site Terms of Use](/en/site-terms): Website usage terms
- [GTC/DPA Version History](/en/gtc-dpa-history): Historical document versions for compliance audits

## Languages

- [English](/en/): Primary language
- [Japanese](/jp/): Japanese market content
- [Portuguese](/pt/): LATAM market content

## Technical Details

- Architecture: Microservices-based, API-first, Cloud-native, Headless (MACH)
- Products: 17,500+ pre-built insurance product SKUs
- APIs: Thousands of atomic insurance APIs
- Deployment: Docker containers on AWS
- CMS: Strapi 5 with MySQL 8
- Frontend: Nuxt.js 4 (Vue 3) with SSR
- Supported regions: 30+ countries across Asia-Pacific, Europe, North America, and LATAM