# insureMO — Full LLM Reference

> insureMO is the world's largest insurance Middle Office platform, connecting insurers, distributors, and ecosystems across 30+ countries with 17,500+ products and thousands of atomic APIs. Provided by eBaoTech Corporation (founded 2000, headquartered in Singapore).

This is the extended `llms-full.txt` companion to `/llms.txt`. It provides deeper context, entity facts, and full content inventories for large-language-model ingestion and answer-engine citation.

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## Entity Facts (authoritative)

- Product name: insureMO
- Legal entity / provider: eBaoTech Corporation
- Founded: 2000 (eBaoTech Corporation)
- insureMO platform launched: 2017
- Headquarters: 8 Marina View, Asia Square Tower 1, Singapore 018960
- Category: Insurance Middle Office Platform / Platform-as-a-Service (PaaS)
- Architecture: Microservices-based, API-first, Cloud-native, Headless (MACH)
- Scale: 17,500+ pre-built insurance products, 2,500+ atomic APIs, 8,700+ channel partners
- Volume: USD 25 billion+ in gross written premium processed annually
- Customers: 300+ insurers and thousands of agents, brokers, and ecosystem players
- Coverage: 30+ countries across Asia-Pacific, Europe, North America, and LATAM
- Mission: "simplify insurance"
- Sister/parent company: eBaoTech Corporation
- Social: linkedin.com/company/insuremo, youtube.com/@insuremo, twitter.com/insureMO, crunchbase.com/organization/insuremo

> Note: `llms.txt`, JSON-LD `Organization.foundingDate`, and visible site copy are aligned on **2000** as the company founding year (eBaoTech Corporation). The insureMO platform itself was introduced in 2017.

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## What insureMO Is

insureMO is an infrastructure layer that sits between insurers' core systems (policy administration, claims, billing) and distribution channels / ecosystems. It decouples product configuration, distribution, data, and AI services from monolithic core systems so insurers can launch, distribute, and modernize insurance at speed and at scale — without big-bang core replacement.

It is delivered through three integrated pillars:

1. **Insurance API Platform** — atomic insurance APIs across the full policy lifecycle (product, quote, policy, claims, billing, servicing), composed into business APIs via iComposer, AI-ready by design.
2. **Insurance Data Platform (DataMO)** — a unified insurance data layer (Insurance Data Ocean) with governed pipelines, insurance domain models, and AI-ready context for analytics, reporting (incl. IFRS 17), and AI.
3. **Insurance AI Platform** — insurance-specific AI agents grounded in domain knowledge, with prompt/workflow orchestration, an agentic toolchain (MCP integration), and governance by design.

---

## Platform (detailed)

- [Platform Overview](/en/platform): Three-pillar architecture (API + Data + AI) for insurance modernization.
- [API Platform](/en/platform/api-platform): Atomic insurance APIs, business orchestration via iComposer, AI-ready architecture. Use cases: AI coding agents, partner/ecosystem integration, digital distribution, PAS modernization.
- [Data Platform (DataMO)](/en/platform/data-platform): Insurance Data Ocean — unify fragmented PAS/claims/billing/distribution data, standardize to insurance domain models, govern for trust and reuse.
- [AI Platform](/en/platform/ai-platform): Domain-aware AI (vs generic), AI-ready context, governed-by-design. Pre-built agents: DIPL Modeling, Product Research, Data Extraction, Rating Config, Integration Mapping, Document Classification.
- [Digital Insurance Product Library (DIPL)](/en/platform/api-platform/digital-insurance-product-library): 17,500+ pre-built insurance products, components, and product models, independent of run-time software.
- [Insurance APIs](/en/platform/api-platform/insurance-apis): APIs for general, life, health, commercial, group, and micro insurance.
- [Non-Insurance APIs](/en/platform/api-platform/non-insurance-apis): Workflow, document generation, communications, payment, OCR.
- [Utility & AI Admin](/en/platform/api-platform/utility-ai): Product configuration tools, DevOps, and API management.

## Use Cases

- [Core Modernization](/en/core-modernization): Modernize legacy core systems with lower risk and cost.
- [Digital Distribution & Connectivity](/en/digital-distribution-and-connectivity): Connect any product to any digital distribution channel.
- [Connected Insurance for Ecosystems](/en/channels): Vertical-market insurance (travel, auto, health, fintech, retail, e-commerce).
- [ISO ERC Enablement](/en/iso-erc-enablement): ISO Electronic Rating Content 2.0 integration for the U.S. P&C market.

## Partners

- [App Partners](/en/app-partners): 20+ technology partners offering insurance applications.
- [Service Partners](/en/service-partners): 14+ consulting and implementation partners.

Featured app partners: Unqork, Appian, Pega, Newgen, OutSystems, CoverGo, ServiceNow.
Featured service partners: Deloitte, NTT DATA, Cognizant, Infosys.

## Resources

- [News](/en/news): Press releases and company updates.
- [Events](/en/events): Industry conferences and insureMO events.
- [Videos](/en/videos): Product demos, customer stories, webinars.
- [Case Studies](/en/case-studies): Customer success stories.
- [Whitepapers](/en/whitepapers): Industry research and thought leadership.
- [API Documentation](https://docs.insuremo.com/): Technical API reference.

### Case Studies (full set)
- [Aegon Life — Scalable, Agile Digital Insurance Platform](/en/case-studies/case-study-aegon): Six-week eCommerce launch via Headless Manufacturer architecture.
- [India's Largest Private Insurer — Faster Time-to-Market](/en/case-studies/case-study-indias-largest-insurer): Microservices-based digital channel onboarding.
- [A Leading Japanese Bank — Bancassurance Integration](/en/case-studies/case-study-bank-japan): Digital insurance for bancassurance distribution.
- [Bancassurance Modernization](/en/case-studies/case-study-bancassurance): Bank-led digital insurance distribution.
- [CRED — Embedded Insurance Loyalty](/en/case-studies/case-study-cred): Expanding offerings and driving customer loyalty.
- [insureMO DevOps — Client Success Stories](/en/case-studies/case-study-devops): DevOps practices for insurance platform delivery.

### Whitepapers (full set)
- [Rethinking Legacy Systems for an AI-Driven Future](/en/whitepapers/whitepaper-rethinking-legacy-systems-for-an-ai-driven-future)
- [Embedded Insurance 2.0](/en/whitepapers/whitepaper-embedded-insurance-2-0)
- [Core Modernisation Without Replacement](/en/whitepapers/whitepaper-core-modernisation-without-replacement)
- [Unlocking Efficiency: Externalized Insurance Rating Engines (SPOCK)](/en/whitepapers/insuremo-whitepaper-spock-unlocking-efficiency-externalized-insurance-rating-engines)
- [The Case for a Headless Middle Office for Insurance](/en/whitepapers/whitepaper-the-case-for-a-headless-middle-office-for-the-insurance-industry)
- [Future of Bancassurance Asia: Digital Opportunity](/en/whitepapers/future-of-bancassurance-asia-digital-opportunity)
- [Beyond the Core](/en/whitepapers/beyond-the-core)

## Company

- [Contact & Global Offices](/en/contact-insuremo-worldwide-offices): Singapore (HQ), Tokyo, Sydney, Mumbai, London, Zurich, Chicago, Sao Paulo.
- [Book a Demo](/en/book-a-demo): Schedule a platform demonstration.

## Legal

- [General Terms and Conditions (GTC)](/en/legal-general-terms-and-conditions)
- [Data Processing Addendum (DPA)](/en/global-data-protection-addendum): GDPR-compliant (Version 2.0). Regional DPAs available for ES, ID, PT, TH, Europe.
- [Privacy Policy](/en/privacy-policy)
- [Site Terms of Use](/en/site-terms)
- [GTC/DPA Version History](/en/gtc-dpa-history)

## Languages

- [English](/en/): Primary language.
- [Japanese](/jp/): Japanese market content (independent Japanese news series).
- [Portuguese](/pt/): LATAM market content.

## Technical Details

- Architecture: Microservices-based, API-first, Cloud-native, Headless (MACH)
- Products: 17,500+ pre-built insurance product SKUs
- APIs: 2,500+ atomic insurance APIs, orchestrated into business APIs via iComposer
- Channel partners: 8,700+
- GWP processed: USD 25 billion+ annually
- Deployment: Docker containers
- CMS: Strapi 5 with MySQL 8
- Frontend: Nuxt.js 4 (Vue 3) with SSR
- Supported regions: 30+ countries across Asia-Pacific, Europe, North America, and LATAM

## Structured Data Coverage

Every indexed page emits JSON-LD: Organization, WebSite, WebPage, BreadcrumbList. Home + platform pages add SoftwareApplication + FAQPage; the home page adds VideoObject. Content detail pages emit page-specific schema: BlogPosting (blog), NewsArticle (news), Report (whitepapers), Article (case studies), Organization (partners), SoftwareApplication (partner apps), VideoObject (videos).

## Crawler Policy

`/robots.txt` explicitly allows major AI crawlers: GPTBot, ChatGPT-User, OAI-SearchBot, ClaudeBot, Claude-Web, anthropic-ai, PerplexityBot, Google-Extended, Applebot-Extended, CCBot. XML sitemap at `/sitemap.xml` (per-locale: en-US, ja-JP, pt-BR) lists all top-level routes plus every blog/news/whitepaper/case-study/partner/app/video detail page.